Yes, its the latest version available only in selected stores!
Minimum system requirement is that you have to be 40.
Exclusively for the generation that took the head start in life.
Now let me explain how this software works.
It controls your life, when you hit the age of 40.
Now, Let us go back in time by 20 years. You, my prospective customer, were 20 at that time.
Your parents coughed up all their savings to get you into a degree programme, so that you could do better in life. But that was not enough. So you took out a student loan, and persued your studies. Perhaps you were inclined to do a post graduation. Finances were a consideration. You applied for a scholarship. The loan repayment plan came in and you dropped the idea in favor of a well paying job, with good prospects. You took it. It helped pay back the study loan. It was the basis of your home loan. As rents were begining to hit the roof, you figured it would be a wise investemnt. Then the Gulf war broke out. There was a Global crisis, insecurity. Your mortgage rates went up. Your savings disappeared. You were just happy you had a job!
Then you got married, and after the children, the cost of living and the loan installments you hardly had a penny left in your pocket!
Then someone told you of the fantastic investment opportunity, where you were assured high returns in a very short period of time. You couldnt resist, you needed some security for your old age. You skipped the upgrade on your car, the family vacation and put in the money. Within a year ur money was lost, things didnt happen as they had planned! Sorry.
Now your children are finishing high school. You have just barely finished paying the mortgage on your house. The next thing you worry about is your children's University fees. You dont want them to start their life taking up a student loan, and end up the way you did. Knowing how hard it is, and the sacrifices it requires!
And hence my software 'Life @ 4.0' is designed to remind you to cut down your expenses. Everytime you book a vacation, a league game ticket, or a table at a restaurant; Life @ 4.0 pops out and reminds you of the following:
Your earnings for the month from Salary.
Your earnings from 'other income' sources.
Your deductions for tax.
Your deductions for House maintainence.
Your deductions for Car loan, Insurance, and other bank liablities.
Your expenses incurred so far on other luxuries (Includes Dinners, Shopping, ect.)
Your balance left after all deductions.
No. of days before the next salary hits your account.
Amount of money you can afford to spend per day.
If the amount you are planning to spend is less than the amount you can afford to spend; then the systems gives you a green OK signal. Else a blinking red will flash asking you to abort the transaction immediately.
Do feel free to contact me for a free demo. The first 40 users will get a 40 day free trial offer.
Sunday, June 5, 2011
Saturday, June 4, 2011
The view from an Island at Sea...
I have recently subscribed to a very thought provoking blog...
The writer has strong views supporting Baba Ramdev's fast... and is elated by the crude justice dealt by a victim to her rapist! The writer is a free artist, devoting herself to a good cause. I love her for the effort and research she puts in, before penning her thoughts!
It was perhaps her article on the demands of Baba Ramdev that got me thinking. Since there was so much I had to ask you, I decided to put it on my own blog rather than a reply to yours. (And being opportunistic; hoping for more traffic for my blog!)
Yes, perhaps thats one thing we share in common. We are blunt and straight forward.
Do you, and perhaps Baba Ramdev, realize that we are living in a quickly shrinking world? Where it sometimes takes less time to travel from Bombay (yes, I still refuse the Mumbai because I like to keep things convenient, not necessarily correct) to Dubai than it would take from Mohd. Ali Road to Dahisar?
You wish to convert our education systems back to Bharatiya languages... One of the most sophisticated Bharatiya languages, Sanskrit, is almost dead amongst the common man. Dont we have State run Govt. Schools that give basic education in the vernacular languages? Dont we have Universities that teach in the 'Bharatiya' languages of Hindi, Tamil, Malyalam... and so on? Why dont we leave it a truely secular country, where you can choose the medium of study, and also the curriculum you study! A state board, or a central, or the IB for those who dream of it! Attend the colleges under Vikram University, Ujjain to study graduation in Hindi.
What you project as 'Swadeshi' looks like a step in the reverse direction! What you project in words, doesn't sound practical at work.
Do you forget that in the late 90's when the world economy was beginning to get global, it was the very fact that there were millions of Indian youth, well qualified and with good communication skills in English who held the edge, and thus Indians were preferred over their equally intelligent and talented neighbors?
I am an engineer working for a foreign company, with non-Indian colleagues. In the past I have worked with Indian companies, Foreign companies with Indian workforce, and with companies situated on both sides of India. Lets face it, We might have taught them how to count, and how to use the Zero. But they have in the last few decades, made the most of our zero's, and climbed the ladder up at a faster pace.
Today, if you want to develop India, you must have the common sense to embrace the technology, learn and understand, innovate and improve, then implement them in India. Not to shun them, and kick start what is 'ancient wisdom'.
The ancient world was just as big as half a continent. You could live and die without travelling as much as what would be today another state! Since you interacted within a limited people, the local languages florished, and all streams of science and art developed in these. However, today, if I am buying a state of the art Japanese machinery, it wouldnt be possible for me to use, as the instructions are in Japanese! No Sir! They have instructions in English and Spanish. For the product to be globally salable.
Yes, we can, and we must have a rural tertiary education system, to enrich the hidden genius. But we also need the Indian who is well versed with international practices... A yogi looks within his body and soul to find the answers he needs... But he must also be friendly and accepting of his external enviornment.
You want to bring the black money back to India. I am no great economist, but my understanding of 'Black Money' is illegal, unaccounted for wealth. So how did you calculate how much of the wealth is unaccounted for? If it was that simple, then wouldnt the Taxman have done so himself? If i didnt have black money, I couldnt have bought a house! Without it, a father couldnt have secured admission to his sons Engineering! I can give you a reference of the UK labour market. It was once suggested that the UK govt. doesnt put an exit stamp on the Visa simply so that they don't need to account for the illegal immigrants working below minimum wages in the country. These Illegal immigrants ensure sustainability and profitability of the various labour intensive industries, and thus actually help the economy! The same can be applied to Black Money. The fact that it exists, helps in the smooth running of various industries, thus boosting the economy. Excess of it is ofcourse bad. But to hold an indefianet fast to clamp down on it is stupendous I feel.
Sir, if you are indeed a humanitarian, look at todays world. Look at the middle east. Innocent people are being abused, killed and in some cases, entire civilizations are being uprooted. Is that not a greater cause for stayagrah? Why dont the mighty powers of the world step in to restore peace, safeguard human interests? Doesnt the world know how it all began in Palestine? The 7 day war of Egypt? Going further back, The bombings of Hiroshima and Nagasaki? The crusades? the 100 year war? The colonialization of the world?
Human self is in love with Power. I do not use the word hungry, coz hunger can be satisfied. But you can never have enough of love.
For some, power is in love for people. For some in the sword and guns. In general,it is their capacity to command people, to influence their thoughts and actions. In todays world, the one thing that can achieve this in a most effective way is Money.
Swords and Guns could change the course of a country in the ancient days. Today it can be done by wealth. When the British left India, they left us to be colonized by Indians who were in love with power. Even today, most political effort goes into keeping themselves in power! Welfare and development are secondary.
To change this, we need another Mahatma. With economics as his base. Perhaps a man like the great J.R.D. Tata. Someone whose motive is to earn wealth with the betterment of the people, and not to amass wealth by snatching it away from the people.
This post is getting too long. I shall write again, soon, about my friend in Yemen, and on how being in the wrong place at the wrong time can change ones life... forever!
The writer has strong views supporting Baba Ramdev's fast... and is elated by the crude justice dealt by a victim to her rapist! The writer is a free artist, devoting herself to a good cause. I love her for the effort and research she puts in, before penning her thoughts!
It was perhaps her article on the demands of Baba Ramdev that got me thinking. Since there was so much I had to ask you, I decided to put it on my own blog rather than a reply to yours. (And being opportunistic; hoping for more traffic for my blog!)
Yes, perhaps thats one thing we share in common. We are blunt and straight forward.
Do you, and perhaps Baba Ramdev, realize that we are living in a quickly shrinking world? Where it sometimes takes less time to travel from Bombay (yes, I still refuse the Mumbai because I like to keep things convenient, not necessarily correct) to Dubai than it would take from Mohd. Ali Road to Dahisar?
You wish to convert our education systems back to Bharatiya languages... One of the most sophisticated Bharatiya languages, Sanskrit, is almost dead amongst the common man. Dont we have State run Govt. Schools that give basic education in the vernacular languages? Dont we have Universities that teach in the 'Bharatiya' languages of Hindi, Tamil, Malyalam... and so on? Why dont we leave it a truely secular country, where you can choose the medium of study, and also the curriculum you study! A state board, or a central, or the IB for those who dream of it! Attend the colleges under Vikram University, Ujjain to study graduation in Hindi.
What you project as 'Swadeshi' looks like a step in the reverse direction! What you project in words, doesn't sound practical at work.
Do you forget that in the late 90's when the world economy was beginning to get global, it was the very fact that there were millions of Indian youth, well qualified and with good communication skills in English who held the edge, and thus Indians were preferred over their equally intelligent and talented neighbors?
I am an engineer working for a foreign company, with non-Indian colleagues. In the past I have worked with Indian companies, Foreign companies with Indian workforce, and with companies situated on both sides of India. Lets face it, We might have taught them how to count, and how to use the Zero. But they have in the last few decades, made the most of our zero's, and climbed the ladder up at a faster pace.
Today, if you want to develop India, you must have the common sense to embrace the technology, learn and understand, innovate and improve, then implement them in India. Not to shun them, and kick start what is 'ancient wisdom'.
The ancient world was just as big as half a continent. You could live and die without travelling as much as what would be today another state! Since you interacted within a limited people, the local languages florished, and all streams of science and art developed in these. However, today, if I am buying a state of the art Japanese machinery, it wouldnt be possible for me to use, as the instructions are in Japanese! No Sir! They have instructions in English and Spanish. For the product to be globally salable.
Yes, we can, and we must have a rural tertiary education system, to enrich the hidden genius. But we also need the Indian who is well versed with international practices... A yogi looks within his body and soul to find the answers he needs... But he must also be friendly and accepting of his external enviornment.
You want to bring the black money back to India. I am no great economist, but my understanding of 'Black Money' is illegal, unaccounted for wealth. So how did you calculate how much of the wealth is unaccounted for? If it was that simple, then wouldnt the Taxman have done so himself? If i didnt have black money, I couldnt have bought a house! Without it, a father couldnt have secured admission to his sons Engineering! I can give you a reference of the UK labour market. It was once suggested that the UK govt. doesnt put an exit stamp on the Visa simply so that they don't need to account for the illegal immigrants working below minimum wages in the country. These Illegal immigrants ensure sustainability and profitability of the various labour intensive industries, and thus actually help the economy! The same can be applied to Black Money. The fact that it exists, helps in the smooth running of various industries, thus boosting the economy. Excess of it is ofcourse bad. But to hold an indefianet fast to clamp down on it is stupendous I feel.
Sir, if you are indeed a humanitarian, look at todays world. Look at the middle east. Innocent people are being abused, killed and in some cases, entire civilizations are being uprooted. Is that not a greater cause for stayagrah? Why dont the mighty powers of the world step in to restore peace, safeguard human interests? Doesnt the world know how it all began in Palestine? The 7 day war of Egypt? Going further back, The bombings of Hiroshima and Nagasaki? The crusades? the 100 year war? The colonialization of the world?
Human self is in love with Power. I do not use the word hungry, coz hunger can be satisfied. But you can never have enough of love.
For some, power is in love for people. For some in the sword and guns. In general,it is their capacity to command people, to influence their thoughts and actions. In todays world, the one thing that can achieve this in a most effective way is Money.
Swords and Guns could change the course of a country in the ancient days. Today it can be done by wealth. When the British left India, they left us to be colonized by Indians who were in love with power. Even today, most political effort goes into keeping themselves in power! Welfare and development are secondary.
To change this, we need another Mahatma. With economics as his base. Perhaps a man like the great J.R.D. Tata. Someone whose motive is to earn wealth with the betterment of the people, and not to amass wealth by snatching it away from the people.
This post is getting too long. I shall write again, soon, about my friend in Yemen, and on how being in the wrong place at the wrong time can change ones life... forever!
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