Sunday, June 5, 2011

Life @ 4.0

Yes, its the latest version available only in selected stores!
Minimum system requirement is that you have to be 40.
Exclusively for the generation that took the head start in life.

Now let me explain how this software works.
It controls your life, when you hit the age of 40.

Now, Let us go back in time by 20 years. You, my prospective customer, were 20 at that time.

Your parents coughed up all their savings to get you into a degree programme, so that you could do better in life. But that was not enough. So you took out a student loan, and persued your studies. Perhaps you were inclined to do a post graduation. Finances were a consideration. You applied for a scholarship. The loan repayment plan came in and you dropped the idea in favor of a well paying job, with good prospects. You took it. It helped pay back the study loan. It was the basis of your home loan. As rents were begining to hit the roof, you figured it would be a wise investemnt. Then the Gulf war broke out. There was a Global crisis, insecurity. Your mortgage rates went up. Your savings disappeared. You were just happy you had a job!
Then you got married, and after the children, the cost of living and the loan installments you hardly had a penny left in your pocket!
Then someone told you of the fantastic investment opportunity, where you were assured high returns in a very short period of time. You couldnt resist, you needed some security for your old age. You skipped the upgrade on your car, the family vacation and put in the money. Within a year ur money was lost, things didnt happen as they had planned! Sorry.

Now your children are finishing high school. You have just barely finished paying the mortgage on your house. The next thing you worry about is your children's University fees. You dont want them to start their life taking up a student loan, and end up the way you did. Knowing how hard it is, and the sacrifices it requires!

And hence my software 'Life @ 4.0' is designed to remind you to cut down your expenses. Everytime you book a vacation, a league game ticket, or a table at a restaurant; Life @ 4.0 pops out and reminds you of the following:

Your earnings for the month from Salary.
Your earnings from 'other income' sources.
Your deductions for tax.
Your deductions for House maintainence.
Your deductions for Car loan, Insurance, and other bank liablities.
Your expenses incurred so far on other luxuries (Includes Dinners, Shopping, ect.)

Your balance left after all deductions.
No. of days before the next salary hits your account.
Amount of money you can afford to spend per day.

If the amount you are planning to spend is less than the amount you can afford to spend; then the systems gives you a green OK signal. Else a blinking red will flash asking you to abort the transaction immediately.


Do feel free to contact me for a free demo. The first 40 users will get a 40 day free trial offer.

2 comments:

  1. that reminds me of the 'condition based maintenance' idea ....the central idea is that one has to think strategically and think of the consequences of what he is doing to avoid the 'unthinkable'...thanks second for sharing your brilliant thoughts

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  2. U r most welcome, I think the machineries have taken their toll on you! You must go ashore and get a life! Or go home and get a wife! :)

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